The Treat Yourself Tax: a Fresh Way to Balance Spending and Saving

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We’ve all been there: standing at the checkout (or hovering over that “Complete Purchase” button), caught in that familiar internal struggle between wanting something and knowing we should be saving more. What if there was a way to do both? Enter the “Treat Yourself Tax,” a refreshingly practical budgeting approach gaining momentum for its ability to balance immediate gratification with long…

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